As you’ve certainly noticed, mortgage rates have drifted downward over the past year or so. For several reasons, maybe a slower economy or the Fed has lowered a key interest rate. Whatever the reason, lower rates can trigger someone to make a decision to refinance. And it makes perfect sense. 

When you’re shopping for a new home, there are a lot of steps in what can be an overwhelming and frustrating process.

Much of that frustration comes from getting mortgage financing.

Before you start to look for a home, you might decide to get pre-qualified or pre-approved. There’s …

When people talk about closing costs, it typically means the direct costs of getting a new mortgage. But there are two primary types of closing costs, often times referred to as recurring and non-recurring charges. Recurring charges include things that will happen again and again as one owns the home. …